💰 MoneyOS — Financial Command Center
💰 MoneyOS — Financial Command Center
Stop guessing where your money goes. MoneyOS does the thinking for you.
MoneyOS is a done-for-you Excel financial command center built for people who want total clarity over their money — without the overwhelm.
Just enter your income and log your expenses. Everything else — budget splits, savings rate, spending flags, and live totals — calculates automatically.
🎨 Color-Coded for Clarity Sky blue = input cells (the only cells you touch). Silver = auto-calculated. Mint = live SUMIF links. Gold = auto results. No confusion, ever.
Who it's for: Professionals, freelancers, and high earners who want a no-nonsense system to track income, control spending, and protect their savings — all in one sheet.
Format: Microsoft Excel (.xlsx) — works on Mac, Windows, and Google Sheets.
Product features
Product features
📥 Smart Income Tracker Log up to 7 income streams (salary, freelance, business, dividends, rental, side hustle, and more). See your monthly and annual totals with a breakdown by income type — all instantly.
📊 30/30/30/10 Budget Allocation Your income is automatically split into 4 pillars:
- 🏠 Living Expenses (30%)
- 🎉 Lifestyle & Wants (30%)
- 📈 Savings & Investments (30%)
- 🔄 Flexible Buffer (10%)
💸 Expense Log with Auto-Classification Log expenses with a description, amount, date, and payment method. A pillar dropdown auto-classifies each expense — SUMIF totals update the dashboard instantly.
📈 Live Financial Dashboard See your monthly income, total spent, savings rate, net remaining, and budget status in one glance — updated every time you log an entry.
🚦 Automated Flag System Built-in spending alerts fire automatically:
- ✅ On Track — under 75% of budget
- 🟡 Watch — 75%+ spent
- ⚠️ Warning — 90%+ spent
- 🚨 Over Budget — cap exceeded
Merchandising tips
Merchandising tips
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